Work From Home & Save
For many Canadians this past year was an experiment in working from home. Few of us will forget March 2020, when we were asked to move to our home office and not come into the office. Zoom meetings with poorly lit desks, background noise, dogs barking, kids crying soon became normal, heck we even started to catch on that we could wear a nice shirt with comfy sweat pants all day!
Why Use A Mortgage Broker?
I often get asked what the difference is between using a mortgage agent or broker and going through a bank. We are both offering mortgage products right? While that statement is correct, to some degree, there are many benefits to using a mortgage agent or broker that far outweigh those of the bank.
Raising Your Credit Score
Your credit score is essentially a snapshot of your current financial situation and gives lenders an accurate indication of your ability to pay back a loan, based on your previous debt repayment history.
First Time Home Buyer Incentives
As 2021 approaches, it’s a good time to take a look at the incentives that will remain for First-Time Home Buyers into the new year. As home price increases begin to slow, and mortgage interest rates reach historic lows, for many people, it may be a great time to make that leap into purchasing their first home.
Renovations That Increase Home Value
Making a home purchase of a property that looks like it will need a bit of work? Not all renovations are equal when it comes to return on investment, so it’s good to start with those that will get you the best bang for your buck.
The 6 Things To Do Before Making A Home Purchase
One of the largest mistakes first time home buyers make is taking on more house than they can afford. As a general rule, home buyers should look at spending no more than 30% of their take home pay on housing. This 30% encompasses more than just the mortgage payment.
Top First-Time Homebuyer Pitfalls to Avoid
Making a home purchase involves many components and people that need to come together seamlessly in order for the transaction to move along. Knowing what to avoid when beginning that new home search can help you avoid stressful and disappointing moments in your real estate purchase.